<?xml version="1.0" encoding="UTF-8"?><urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9" xmlns:image="http://www.google.com/schemas/sitemap-image/1.1"><url><loc>https://calculatedchoices.com.au/main-residence-exemption-calculator</loc><lastmod>2026-09-07</lastmod><changefreq>daily</changefreq><priority>1.0</priority><image:image><image:loc>https://calculatedchoices.com.au/main-residence-exemption-calculator/images/og-default.png</image:loc><image:title>Main Residence CGT</image:title></image:image></url><url><loc>https://calculatedchoices.com.au/main-residence-exemption-calculator/calculator</loc><lastmod>2026-09-07</lastmod><changefreq>weekly</changefreq><priority>1.0</priority></url><url><loc>https://calculatedchoices.com.au/main-residence-exemption-calculator/pricing</loc><lastmod>2026-09-07</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url><url><loc>https://calculatedchoices.com.au/main-residence-exemption-calculator/guides</loc><lastmod>2026-09-07</lastmod><changefreq>weekly</changefreq><priority>0.9</priority></url><url><loc>https://calculatedchoices.com.au/main-residence-exemption-calculator/sample</loc><lastmod>2026-09-07</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url><url><loc>https://calculatedchoices.com.au/main-residence-exemption-calculator/scenarios</loc><lastmod>2026-09-07</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url><url><loc>https://calculatedchoices.com.au/main-residence-exemption-calculator/about</loc><lastmod>2026-09-07</lastmod><changefreq>yearly</changefreq><priority>0.5</priority></url><url><loc>https://calculatedchoices.com.au/main-residence-exemption-calculator/support</loc><lastmod>2026-09-07</lastmod><changefreq>yearly</changefreq><priority>0.4</priority></url><url><loc>https://calculatedchoices.com.au/main-residence-exemption-calculator/guides/main-residence-exemption-explained</loc><lastmod>2026-09-01</lastmod><changefreq>monthly</changefreq><priority>1.0</priority><image:image><image:loc>https://calculatedchoices.com.au/main-residence-exemption-calculator/images/pages/Main%20Residence%20Exemption%20Explained-1200.jpg</image:loc><image:title>The main residence exemption</image:title></image:image></url><url><loc>https://calculatedchoices.com.au/main-residence-exemption-calculator/guides/cgt-on-former-home</loc><lastmod>2026-09-01</lastmod><changefreq>monthly</changefreq><priority>1.0</priority><image:image><image:loc>https://calculatedchoices.com.au/main-residence-exemption-calculator/images/pages/CGT%20On%20Former%20Home-1200.jpg</image:loc><image:title>CGT on a home you used to live in</image:title></image:image></url><url><loc>https://calculatedchoices.com.au/main-residence-exemption-calculator/guides/partial-main-residence-exemption</loc><lastmod>2026-09-09</lastmod><changefreq>monthly</changefreq><priority>0.9</priority><image:image><image:loc>https://calculatedchoices.com.au/main-residence-exemption-calculator/images/pages/Partial%20Main%20Residence%20Exemption-1200.jpg</image:loc><image:title>What a partial exemption looks like</image:title></image:image></url><url><loc>https://calculatedchoices.com.au/main-residence-exemption-calculator/guides/how-much-cgt-will-i-pay-on-property</loc><lastmod>2026-09-01</lastmod><changefreq>monthly</changefreq><priority>1.0</priority><image:image><image:loc>https://calculatedchoices.com.au/main-residence-exemption-calculator/images/pages/How%20Much%20CGT%20Will%20I%20Pay-1200.jpg</image:loc><image:title>How much CGT will I pay?</image:title></image:image></url><url><loc>https://calculatedchoices.com.au/main-residence-exemption-calculator/guides/main-residence-exemption-mistakes</loc><lastmod>2026-09-01</lastmod><changefreq>monthly</changefreq><priority>0.9</priority><image:image><image:loc>https://calculatedchoices.com.au/main-residence-exemption-calculator/images/pages/Main%20Residence%20Exemption%20Mistakes-1200.jpg</image:loc><image:title>The eight mistakes that cost the most</image:title></image:image></url><url><loc>https://calculatedchoices.com.au/main-residence-exemption-calculator/guides/six-year-rule-cgt</loc><lastmod>2026-09-01</lastmod><changefreq>monthly</changefreq><priority>1.0</priority><image:image><image:loc>https://calculatedchoices.com.au/main-residence-exemption-calculator/images/pages/Six%20Year%20Rule%20CGT-1200.jpg</image:loc><image:title>The six-year rule</image:title></image:image></url><url><loc>https://calculatedchoices.com.au/main-residence-exemption-calculator/guides/moving-out-and-renting-your-home</loc><lastmod>2026-09-01</lastmod><changefreq>monthly</changefreq><priority>1.0</priority><image:image><image:loc>https://calculatedchoices.com.au/main-residence-exemption-calculator/images/pages/Moving%20Out%20And%20Renting%20Your%20Home-1200.jpg</image:loc><image:title>Moving out and renting it out</image:title></image:image></url><url><loc>https://calculatedchoices.com.au/main-residence-exemption-calculator/guides/leaving-your-home-empty-cgt</loc><lastmod>2026-09-04</lastmod><changefreq>monthly</changefreq><priority>0.9</priority><image:image><image:loc>https://calculatedchoices.com.au/main-residence-exemption-calculator/images/pages/Leaving%20Your%20Home%20Empty%20CGT-1200.jpg</image:loc><image:title>Leaving your home empty</image:title></image:image></url><url><loc>https://calculatedchoices.com.au/main-residence-exemption-calculator/guides/moving-back-in-before-selling</loc><lastmod>2026-09-08</lastmod><changefreq>monthly</changefreq><priority>0.9</priority><image:image><image:loc>https://calculatedchoices.com.au/main-residence-exemption-calculator/images/pages/Moving%20Back%20In%20Before%20Selling-1200.jpg</image:loc><image:title>Moving back in before you sell</image:title></image:image></url><url><loc>https://calculatedchoices.com.au/main-residence-exemption-calculator/guides/two-homes-main-residence</loc><lastmod>2026-09-09</lastmod><changefreq>monthly</changefreq><priority>0.9</priority><image:image><image:loc>https://calculatedchoices.com.au/main-residence-exemption-calculator/images/pages/Two%20Homes%20Main%20Residence-1200.jpg</image:loc><image:title>Owning two homes at once</image:title></image:image></url><url><loc>https://calculatedchoices.com.au/main-residence-exemption-calculator/guides/market-value-reset-118-192</loc><lastmod>2026-09-01</lastmod><changefreq>monthly</changefreq><priority>1.0</priority><image:image><image:loc>https://calculatedchoices.com.au/main-residence-exemption-calculator/images/pages/Market%20Value%20Reset%20118-192-1200.jpg</image:loc><image:title>The market value reset</image:title></image:image></url><url><loc>https://calculatedchoices.com.au/main-residence-exemption-calculator/guides/cgt-property-valuation</loc><lastmod>2026-09-01</lastmod><changefreq>monthly</changefreq><priority>0.9</priority><image:image><image:loc>https://calculatedchoices.com.au/main-residence-exemption-calculator/images/pages/CGT%20Property%20Valuation-1200.jpg</image:loc><image:title>The valuation, and which day it is for</image:title></image:image></url><url><loc>https://calculatedchoices.com.au/main-residence-exemption-calculator/guides/selling-a-rental-that-was-your-home</loc><lastmod>2026-09-09</lastmod><changefreq>monthly</changefreq><priority>0.9</priority><image:image><image:loc>https://calculatedchoices.com.au/main-residence-exemption-calculator/images/pages/Selling%20A%20Rental%20That%20Was%20Your%20Home-1200.jpg</image:loc><image:title>Selling a rental that used to be your home</image:title></image:image></url><url><loc>https://calculatedchoices.com.au/main-residence-exemption-calculator/guides/cost-base-property-cgt</loc><lastmod>2026-09-03</lastmod><changefreq>monthly</changefreq><priority>1.0</priority><image:image><image:loc>https://calculatedchoices.com.au/main-residence-exemption-calculator/images/pages/Cost%20Base%20Property%20CGT-1200.jpg</image:loc><image:title>What goes in the cost base</image:title></image:image></url><url><loc>https://calculatedchoices.com.au/main-residence-exemption-calculator/guides/third-element-cost-base</loc><lastmod>2026-09-01</lastmod><changefreq>monthly</changefreq><priority>0.9</priority><image:image><image:loc>https://calculatedchoices.com.au/main-residence-exemption-calculator/images/pages/Third%20Element%20Cost%20Base-1200.jpg</image:loc><image:title>The third element</image:title></image:image></url><url><loc>https://calculatedchoices.com.au/main-residence-exemption-calculator/guides/capital-improvements-vs-repairs</loc><lastmod>2026-09-01</lastmod><changefreq>monthly</changefreq><priority>0.9</priority><image:image><image:loc>https://calculatedchoices.com.au/main-residence-exemption-calculator/images/pages/Capital%20Improvements%20Vs%20Repairs-1200.jpg</image:loc><image:title>Improvement or repair?</image:title></image:image></url><url><loc>https://calculatedchoices.com.au/main-residence-exemption-calculator/guides/cgt-records-you-need</loc><lastmod>2026-09-05</lastmod><changefreq>monthly</changefreq><priority>0.8</priority><image:image><image:loc>https://calculatedchoices.com.au/main-residence-exemption-calculator/images/pages/CGT%20Records%20You%20Need-1200.jpg</image:loc><image:title>The records you need</image:title></image:image></url><url><loc>https://calculatedchoices.com.au/main-residence-exemption-calculator/guides/cgt-discount-50-percent</loc><lastmod>2026-09-09</lastmod><changefreq>monthly</changefreq><priority>0.9</priority><image:image><image:loc>https://calculatedchoices.com.au/main-residence-exemption-calculator/images/pages/CGT%20Discount%2050%20Percent-1200.jpg</image:loc><image:title>The 50% CGT discount</image:title></image:image></url><url><loc>https://calculatedchoices.com.au/main-residence-exemption-calculator/guides/cgt-contract-date-vs-settlement</loc><lastmod>2026-09-07</lastmod><changefreq>monthly</changefreq><priority>1.0</priority><image:image><image:loc>https://calculatedchoices.com.au/main-residence-exemption-calculator/images/pages/CGT%20Contract%20Date%20Vs%20Settlement-1200.jpg</image:loc><image:title>Contract date or settlement date?</image:title></image:image></url><url><loc>https://calculatedchoices.com.au/main-residence-exemption-calculator/guides/cgt-marginal-tax-rates-property</loc><lastmod>2026-09-10</lastmod><changefreq>monthly</changefreq><priority>0.9</priority><image:image><image:loc>https://calculatedchoices.com.au/main-residence-exemption-calculator/images/pages/CGT%20Marginal%20Tax%20Rates%20Property-1200.jpg</image:loc><image:title>What rate is a capital gain taxed at?</image:title></image:image></url><url><loc>https://calculatedchoices.com.au/main-residence-exemption-calculator/guides/capital-losses-and-cgt</loc><lastmod>2026-09-03</lastmod><changefreq>monthly</changefreq><priority>0.8</priority><image:image><image:loc>https://calculatedchoices.com.au/main-residence-exemption-calculator/images/pages/Capital%20Losses%20And%20CGT-1200.jpg</image:loc><image:title>Capital losses, and the order they apply</image:title></image:image></url><url><loc>https://calculatedchoices.com.au/main-residence-exemption-calculator/guides/working-from-home-cgt</loc><lastmod>2026-09-03</lastmod><changefreq>monthly</changefreq><priority>0.9</priority><image:image><image:loc>https://calculatedchoices.com.au/main-residence-exemption-calculator/images/pages/Working%20From%20Home%20CGT-1200.jpg</image:loc><image:title>Working from home, and what it costs</image:title></image:image></url><url><loc>https://calculatedchoices.com.au/main-residence-exemption-calculator/guides/foreign-resident-main-residence-exemption</loc><lastmod>2026-09-05</lastmod><changefreq>monthly</changefreq><priority>0.9</priority><image:image><image:loc>https://calculatedchoices.com.au/main-residence-exemption-calculator/images/pages/Foreign%20Resident%20Main%20Residence%20Exemption-1200.jpg</image:loc><image:title>Selling while you live overseas</image:title></image:image></url><url><loc>https://calculatedchoices.com.au/main-residence-exemption-calculator/guides/cgt-two-hectare-land-limit</loc><lastmod>2026-09-03</lastmod><changefreq>monthly</changefreq><priority>0.8</priority><image:image><image:loc>https://calculatedchoices.com.au/main-residence-exemption-calculator/images/pages/CGT%20Two%20Hectare%20Land%20Limit-1200.jpg</image:loc><image:title>The two hectare limit</image:title></image:image></url></urlset>