Simple calculators only show one option
They tell you what you will pay if you do the obvious thing. They do not show what the other options would cost - and that difference is usually the biggest number of all.
20 Australian calculators
Most calculators give you one number. These show you what every choice costs.
Each calculator covers one big Australian money decision - the kind where the rules are complicated, a lot of money is at stake, and nobody is going to work it out for you for free.
Enter your own figures and it applies the official rules, shows every step, and puts a dollar figure on every legal option, side by side. Running it is free. The full report is one small payment, with no subscription.
- Free to run. No card, no sign-up
- 432 guides, free to read
- Pay once for a report. No subscription
What is on this site
Pick the decision you are facing:
Why these exist
The rules are public.
Your numbers are not.
Anyone can read the rules. What is hard is applying them to your figures and seeing what each legal option would actually cost you or leave you with.
Professional advice costs thousands
A financial adviser's written advice typically costs $3,000 to $6,000. An accountant or lawyer often charges $300 to $600 an hour. The full report costs a tiny fraction of that, and shows you whether the question is worth taking further.
Deadlines come round fast
Most of these rules depend on a date - when something is measured, lodged or claimed. By the time the problem is obvious, it is often too late to choose differently.
So each one compares every legal option for you
You enter your own figures. It applies the rules, shows every step, and lists every legal option in order of cost - so you can see how much you could save. It is general information, not a recommendation.
Every calculator
Pick the decision you are
actually facing.
Each calculator covers one decision, with its own rules and its own report. All of them are free to run.
Tax
Small Business CGT
The four concessions, priced in every lawful order
Division 296 Projector
The $3m super tax, on your own figures
Redundancy Payout
What you are owed, what is taxed, and what you keep
Resident or Not
The Australian tax residency question, answered and priced
Main Residence CGT
Your old home, and how much of the gain is actually taxed
Why Small Business CGT? Why Division 296? Why Redundancy Payout? Why Resident or Not? Why Main Residence CGT?
Family
Retirement
Property tax
Family law
Business tax
Wills and estates
Insurance and super
Tax and super
How every one of them works
The same three steps,
whichever one you open.
1. Answer the questions, free
No card, no account, no email needed. It applies the rules to your figures and shows you where you stand - a real answer, not a blurred-out teaser.
2. See how much you could save
You see how far apart your options are, worked out on your own figures. That difference is the reason to check before you decide.
3. Keep the report if you want it
One payment unlocks the full report for that calculator: every option with its exact cost, every chart, a PDF and a private link to share with your partner, accountant or adviser. It never expires and there is no subscription.
Before you start
The questions people
ask us first.
Are the calculators free to use?
Yes. Every calculator is free to run and gives you a real answer - no card, no account and no email needed. The full report, with every option and its exact cost, is one small payment for that calculator. It is not a subscription and there is nothing to cancel.
How does the price compare with getting professional advice?
A financial adviser's written advice typically costs $3,000 to $6,000, and an accountant or lawyer often charges $300 to $600 an hour. A full report here costs a tiny fraction of that. It does not replace personal advice, but it shows you the numbers first, so any time you pay a professional for is spent on the questions that matter.
Do I have to create an account?
Not to use a calculator. You only get an account when you buy a report, so the report is still there when you come back. Each calculator keeps its own account and its own reports.
Is any of this financial, tax or legal advice?
No. Each calculator applies the official rules to the figures you type in and shows every step of the working. It puts the options in order on one clear measure, such as total cost, but it does not tell you which one to choose. Only a licensed adviser who knows your whole situation can do that. The report means you go into that conversation already knowing the numbers.
How up to date are the rates and thresholds?
Each calculator shows the date or tax year of the rules it uses. The figures quoted on its pages come from the same file the calculator uses, so the page and the results always match.
Can I keep the report, or share it?
Yes. You can download it as a PDF, save it to your account, run it again as often as you like with different figures, and share a private link with your partner, accountant or adviser. Shared links never appear in search engines.
Who is behind these calculators?
One Australian company, named in full on the legal pages of every calculator, with one support inbox for all of them. Each calculator covers its own topic with its own rules.
Reading about the rules helps. Seeing what your own decision will cost you helps more.
Find my calculator